Costs of cottage insurance can vary greatly depending on the property, location, whether or not it’s being rented, prior claims, fire protection and heating types. Cottages are often empty for long periods of time and are therefore more prone to claims of theft and vandalism. The remote location and distance from a fire hall may cause a total loss. Therefore it is important to ensure you have the correct policy type and amounts of coverage to adequately insure yourself. Many companies will offer cottage insurance as an extension from an existing homeowner policy.
We offer insurance packages for year round cottages, seasonal cottages, rental cottages, log cabins.